NederlandsSummary of cover
IPS Primary has no extra limitations.
With IPS Secondary you will get coverage under Category 1 only if you also have a valid Dutch primary health insurance (Basiszorgverzekering) or an EU Health Insurance Card and insofar as such expenses are not covered under the conditions of that insurance, or are not compensated as a result of a policy excess or policy limits.
IPS Basic does not offer cover for expenses in Category 1. For the complete cover we advise you to check the policy wording.
Summary of cover (all amounts are maximum amounts)
| category 1 - medical expenses (see note above) | |
| medical costs due to illness or accident | cost price |
| emergency dental expenses | €400,00 |
| category 2 - extraordinary costs | |
| telecommunication | €150,00 |
| repatriation | cost price |
| transport of ill/injured person | cost price |
| transport relatives to ill/injured person | €7.000,00 |
| category 3 - legal aid | |
| to obtain regress in case of physical injury | €5000,00 |
| legal assistance abroad | €5000,00 |
| category 4 – accidents | |
| death | €10.000,00 |
| death due to motor bike accident | €5.000,00 |
| permanent disability | €75.000,00 |
| category 5 - liability | |
| maximum amount per event | €1.250.000,00 |
| damage to property at foreign address | €10.000,00 |
| category 6 - baggage cover and household goods | |
| total baggage during travel | €1.500,00 |
| total household goods during stay | €5.000,00 |
| sub limits | |
| photo/film/video/computer equipment | €550,00 |
| jewelry | €150,00 |
| watches | €150,00 |
| (sun)glasses and contact lenses | €150,00 |
| travel documents | cost price |
| optional – winter- and underwatersport cover | |
| this cover can be included at an additional premium. |
